Over one in two UK adults still haven’t made a will. Of the 60 per cent who have no will, over a fifth believe they don’t have enough assets to make it worthwhile. Over half (60%) of UK adults are currently without a will, according to new research. The number of people without a will…
What is private medical insurance? Private medical insurance (PMI) can be used to supplement the NHS health care system. Most residents of the UK are entitled to health care from the NHS. However, with PMI you have the option to have private medical treatment dependant on the level of cover you have. This can mean…
I had an interesting chat with a colleague today, and it’s not the first time this subject has arisen. He was in the process of completing a mortgage application for a regular client of his, he knew the client well and both the adviser and the client were confident of a clean credit report. On…
What is a mortgage prisoner? Mortgage prisoners are those who are stuck with high interest rates due to being unable to fit the now much stricter criteria from lenders. Or, in other cases, borrowers who are stuck with lenders that have no products to offer. It is thought that around 140,000 people are in this…