It is often a condition of your mortgage that adequate buildings insurance is in place prior to any funds being released. We can help you to find a suitable policy to fulfil these requirements and take the hassle out of completing any paperwork.
Buildings
Insurance that covers the structure, fixtures and fittings of your home. It will typically cover outside structures too such as garages, sheds, fences, drains and underground services (for which you are responsible).
Contents
Insurance that covers your household possessions against loss or damage within the home or theft from your home. It does not typically cover your possessions when they are taken away from the home.
Landlord
This type of policy protects property owners from financial loss in relation to rental properties. The cover is usually for the building, fixtures and fittings. It can also extend to contents in the property if they belong to the property owner.
Personal Possessions
This is an optional extra you can take out with contents insurance. This provides cover for your possessions (usually ‘portable’ possessions such as a mobile phone) when they are taken away from your home.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
