Shared ownership is a type of home ownership in the UK where a buyer purchases a share of a property and pays rent on the remaining share. This allows individuals to become homeowners who may not be able to afford to buy a property outright. For example, a buyer may choose to purchase a 25%…Details
What is private medical insurance? Private medical insurance (PMI) or also known as Health Insurance can be used to supplement the NHS health care system. Most residents of the UK are entitled to health care from the NHS. However, with PMI you have the option to have private medical treatment dependant on the level of…Details
Over half (60%) of UK adults are currently without a will, according to new research. Over one in two UK adults still haven’t made a will. Of the 60 per cent who have no will, over a fifth believe they don’t have enough assets to make it worthwhile. The number of people without a will…Details
You may be looking to buy your first home, or it might have been a while since you applied for a mortgage; either way, it’s good to know exactly what to expect and avoid any potential bumps along the way! So, to get started, we have listed the top ten questions you should be asking…Details
I had an interesting chat with a colleague today, and it’s not the first time this subject has arisen. He was in the process of completing a mortgage application for a regular client of his, he knew the client well and both the adviser and the client were confident of a clean credit report. On…Details
What is a mortgage prisoner? Mortgage prisoners are those who are stuck with high interest rates due to being unable to fit the now much stricter criteria from lenders. Or, in other cases, borrowers who are stuck with lenders that have no products to offer. It is thought that around 140,000 people are in this…Details
Your property may be repossessed if you do not keep up repayments on your mortgage.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.